Mobile Banking

When life gets busy, there's mobile banking.

Take us with you! Enjoy banking with us on-the-go with our mobile banking and banking apps! Our online banking and mobile banking now offers real-time transactions so you will get the most up-to-date balance on your account.

Once you have enrolled for Online Banking, enroll directly by searching for BTL Mobile Banking  in either the Mobile App from the Apple App Store or in the Google Play Marketplace and download for FREE!

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Mobile Deposit

Depositing Checks is now as easy as snapping a photo...


On July 1, 2018, the requirement for mobile endorsements changed.

Your signature and "For Mobile Deposit Only " underneath is now required for all checks deposited with our mobile app. 


Unfortunately, if you deposit a check through the mobile app without this endorsement, the check will be declined, and you'll receive notification. 


To help ensure your checks are deposited conveniently and quickly using our mobile app please use this new endorsement.


FAQ'S about Mobile Deposit:

Q: Is this a Bank of Turtle Lake change or is this requirement for all financial institutions?

A: This is not a change just for Bank of Turtle Lake customers. This new requirement comes from a banking regulation change and applies to all mobile deposits at all financial institutions. 

Q: How do I get Mobile Deposit at Bank of Turtle Lake?

A: You must first have Online Banking, then the Mobile App (BTL Mobile Banking). Upon logging into BTL Mobile, select Deposits on the drop-down menu, and follow the instructions to sign up for Mobile Deposit.

Q: Who is eligible for Mobile Deposit?

A: Everyone with a mobile device! You just need Online Banking, and BTL Mobile Banking. Select the links to sign up if you haven't already.

Q: How do I endorse my check for Mobile Deposit?

A: Endorse the back of the check as you always would, but print "For Mobile Deposit Only" under your signature.

Q: How do I make a Mobile Deposit?

A: Take photos of the front and back of your check after properly endorsing. Select the account you want the deposit going into. Enter the amount of your deposit. Submit your deposit. You will get a confirmation e-mail from Bank of Turtle Lake, and a confirmation on your app.

Q: When will my Mobile Deposit be into my account for me to access the funds?

A: You'll know the funds are available when the amount appears in the balance of the account you selected when you submitted your mobile deposit.

Q: What is the deadline so my Mobile Deposit funds are available by the next morning?

A: 6:00 pm Central Time.

Q: What do I do with my check after I have deposited it?

A: After Mobile Deposit, we recommend writing "Mobile Deposit on [date]" on the front of the check. Keep your check in a safe place for five days, and then shred it. The five days allows sufficient time in case the original item is needed for any reason.

Q: Is there a limit as to how many Mobile Deposits I can do?

A: Yes. You are eligible for 5 per day, and 10 per month.