Checking Accounts

Basic Checking Account 

  • Personal, Commercial and Nonprofit
  • No minimum balance
  • No monthly service charge
  • Free e-Statements
  • Free online banking & Bill pay
  • Free Mobile Banking


Interest Bearing Checking Accounts

Now Account

  • $500.00 minimum to open.
  • Interest paid monthly. 
  • Rate subject to change at any time.
  • No interest paid if balance falls below $100.00.
  • Service charge of $5.00 if balance falls below $500.00 any day in the statement cycle. 
  • Free e-Statements
  • Free online banking & Bill Pay
  • Free Mobile Banking


Super Now Account

  • $700.00 minimum to open.
  • Interest paid monthly. 
  • Rate subject to change at any time.
  • If your daily balance is $100.00, but less than or equal to $1999.99 interest is paid at the Now Account Rate. 
  • No interest paid if balance Falls below $100.00.
  • Service charge of $5.00 if balance falls below $700.0 any day in the statement cycle.
  • Free e-Statements
  • Free online banking & Bill Pay
  • Free Mobile Banking


For rates please call us at 701-448-2323 or 1-866-448-2325 or contact us by clicking here.